Once you select us to obtain your home loan, you will be amazed at how quickly and simply the loan process moves. Before you know it, you will have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. If you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here is an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you' have selected a property and have signed a contract with the Seller, the next step is to complete your loan application, which can be started easily through our website. To get started, select an application from the list on the right.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Once your loan is underwritten and approved,  a Title Company is choosen (in California both an Escrow and Title company are choosen, usually by the Seller's Real Estate Agent; in other states, you have your choice of title companies), to handle the funding of your loan, along with many other factors which make your purchase go smoothly. In NY and CT, an attorney is required to facilatate the closing and disbursing of the funds. 

We will coordinate with the escrow team, attorneys and tittle company and you will sign the final papers at one of their offices.

Simple, Straightforward, Cost Effective, and FAST!